How to Get Paid Beyond 100% - Unveiling Special Monthly Compensation

 Posted on December 15, 2023 in Uncategorized

Introduction:

Are you a veteran wondering if there's a way to receive more than the standard 100% disability rate? The answer is, yes! In this blog post, we'll explore the intricacies of Special Monthly Compensation (SMC), a program designed to provide additional financial support to veterans. Let's dive into the details and discover how you could earn extra compensation ranging from $132.74 to an impressive $1045.95.

Understanding Special Monthly Compensation (SMC):

Special Monthly Compensation, divided into tiers K-S, offers a higher level of financial support than the standard disability rating. While not everyone qualifies for these additional benefits, we'll discuss three common ways veterans can receive compensation above and beyond 100%.

1. SMC-S: The 100 plus 60 Rule

- SMC-S provides an additional $446 per month as of December of 2023

- Qualification: Have a single disability rated at 100% and another disability or combination totaling 60%.

- Example: A veteran with PTSD at 100%, sleep apnea at 50%, and tinnitus at 10% qualifies for SMC-S because the combined ratings reach 60%.

- Tip: Use the VA's combined rating calculator to determine your combined ratings accurately. https://www.va.gov/disability/about-disability-ratings/

*Note:* If you receive unemployability, you can also qualify for SMC-S by showing one disability contributes to your unemployability, and the rest combine to 60%.

- Application: There's no specific form for SMC-S; the VA is supposed to infer the claim. Check your ratings, and if you've been overlooked, consider using the Higher-Level Review (HLR) or VA Form 0995 to rectify the error.

2. SMC-S: Housebound Status

- An alternative way to qualify for SMC-S and the extra $446.

- Requirements: Demonstrate that you are housebound due to your service-connected disabilities.

- Examples: Medical devices limiting mobility, agoraphobia, or institutionalization.

- Evidence: Medical documentation showing your are bound to your house and the immediate premises is crucial to support your housebound status.

3. SMC (L): Aid and Attendance

- Provides an extra $913.21 per month as of December of 2023

- Qualification: Requires evidence showing you need assistance with activities of daily living (dressing, bathing, feeding).

- Application: Use VA Form 21-2680, but be prepared for potential denials. Seek assistance if needed.

4. SMC (K): Loss of Creative Organ

- Pays an additional $132.74 per month as of December of 2023

- Qualification: Not restricted to 100% disability; applies to both male and female veterans.

- Examples: Erectile dysfunction, loss of testicles, ovaries, fallopian tubes, or any reproductive tract part removal.

- Bonus: SMC (K) can be stacked with other levels of SMC for increased compensation. So, if you qualify for A&A and have ED as a result of your service-connected diabetes, you would have 913.21 plus 132.74 for a total of $1045.95 a month

Conclusion:

Navigating the complexities of Special Monthly Compensation can significantly impact your financial support as a veteran. Whether through the 100 plus 60 rule, housebound status, aid and attendance, or loss of a creative organ, exploring these avenues can lead to additional compensation. Remember, the key is understanding the criteria, providing adequate documentation, and seeking assistance when needed. Don't miss out on the compensation you deserve!